Buying a Home- The Key to Your Future!

It’s as simple as 1, 2, 3…

Investing and saving for retirement are crucial, but purchasing a home is one of the most significant financial decisions you will make. Homeownership offers many benefits. At IFG, we utilize our innovative talents to assist you in navigating the process and simplifying each step. With over 40 years of expertise in the industry, we’re dedicated to helping you stay ahead of the curve!

Your location, the duration of your stay, and various other factors can influence which mortgage loans are most appropriate for a home buyer’s situation and the amount borrowed. Making an informed choice among these can significantly reduce the amount you spend on a down payment, fees, and interest. WE WILL SHOW YOU HOW!

Which loan is right for you?

There are numerous home loan options, ranging from Conventional, FHA, VA, Fixed-Rate, Adjustable, Jumbo, and Non-QM, among others. Each type of loan has specific requirements for down payments, loan limits, mortgage insurance, and interest rates. At IFG Home Loans we have you covered.

We are also the leading specialist in FOREIGN NATIONAL LENDING, providing tailored solutions for cross-border spending. Our specialized loan program is designed for foreign nationals who are non-residents in the United States and are looking to purchase property, whether for investment purposes or as a part-time residence during visits.

Thousands of Happy Investors

We guide you through the process…

FOREIGN NATIONAL MORTGAGES

Motgages for Non-Citizens

Our Foreign National Loans Program provides non-citizen borrowers with opportunities to invest in U.S. real estate. Our diverse mortgage offerings present foreign investors with prime options to capitalize on thriving rental markets or vacation properties.

At IFG, we have mastered online closings and cultivated a global network spanning multiple countries. Networking is paramount to us, and our expertise ensures seamless transactions wherever you are in the world.

FHA, CONVENTIONAL, JUMBO AND MANY MORE…

Many Loans to Choose From

Each type of loan IGF offers has its own set of advantages and disadvantages, which makes it essential to choose one that aligns with your financial situation and homeownership goals. If you need more information or have specific requirements, we at IFG are here to assist you.

Conventional Jumbo Government Backed/ Loans/FHA/VA/USDAFixed-Rate MortgagesAdjustable-Rate Mortgages Construction RefinanceNon QMForeign National and more…

NON-QM MORTGAGES

No Income Verification Loan

A No Income Verification Loan does not require a debt-to-income (DTI) ratio calculation, nor does it use income or employment verification. This loan is ideal for individuals with a high debt-to-income ratio or those who have trouble proving their income. It is particularly beneficial for first-time homebuyers or those receiving financial help from family.

Criteria FlexibilityNo Waiting Period After Bankruptcy– No Tax Return Home Loans

We are here to help you through the process!

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